Landlords
Handling the complexities of landlord taxation can feel overwhelming. Contact FSL Accountancy Limited today for expert tax advice tailored specifically for landlords. We help you manage your property-related taxes efficiently and ensure compliance with HMRC regulations.

Our Tax Advice for Landlords
Property income tax
Capital gains tax
Stamp duty advice
Furnished holiday lettings
Additional Benefits
Maximising tax reliefs
HMRC compliance
Why Choose FSL Accountancy Limited?
Our experienced team specialises in landlord tax matters, helping you manage your tax obligations smoothly. Whether you own one rental property or a large portfolio, we tailor our advice to your specific circumstances.
Tax efficiency
Property Sales Expertise
Regulatory Compliance
With our support, you can focus on managing your properties while we handle your tax affairs.
Contact Us
Contact us today to learn more about our tailored tax advice for landlords and how we can help you manage your property tax affairs efficiently.
Frequently Asked Questions
What expenses can landlords deduct from their rental income?
Landlords can deduct certain allowable expenses to reduce their taxable rental income. Typical deductible expenses include property repairs, maintenance, insurance, property management fees, utility bills, and council tax (if paid by the landlord). However, mortgage interest on residential property can only be deducted through a basic-rate tax credit rather than as an expense, due to restrictions introduced in recent years. Understanding which expenses qualify can help landlords optimize tax savings.
Do landlords need to file a Self-Assessment tax return for rental income?
Yes, landlords must report their rental income if it exceeds the personal allowance threshold (currently £12,570). This is done through a Self-Assessment tax return, where rental income is taxed at the landlord’s marginal tax rate. For landlords earning over £10,000 from property income, the upcoming Making Tax Digital (MTD) for Income Tax will require quarterly digital submissions starting in April 2026.
How is Capital Gains Tax (CGT) applied when selling a rental property?
Capital Gains Tax applies on any profit from the sale of a rental property. The tax rate depends on the landlord’s income tax bracket, with basic-rate taxpayers paying 18% on gains and higher/additional-rate taxpayers paying 28% for residential property. Importantly, CGT returns must be filed within 60 days of the sale, with payment due by the same deadline.
What are the tax benefits for furnished holiday lettings (FHL)?
Properties that qualify as FHLs (meeting specific occupancy criteria) enjoy favorable tax treatment, such as the ability to claim capital allowances on furniture and fittings, and to deduct expenses in a manner similar to trading businesses. Additionally, FHL income can count as “relevant earnings” for pension contributions and may qualify for certain reliefs not available to other rental properties. However, on or after 6 April 2025 for Income Tax and for Capital Gains Tax, the special treatment of FHL will cease and the above benefits will no longer be available.