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Mortgage Arrangement Fees for Landlords: Tax Deductible?

Are Mortgage Arrangement Fees Tax Deductible for Landlords? A UK landlord’s plain-English guide to how HMRC treats mortgage arrangement fees, broker fees and other borrowing costs under Section 24 — and where the popular purchase-versus-remortgage rule gets it wrong. If you’ve taken out or renewed a buy-to-let mortgage, you’ve probably paid an arrangement fee, and…

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Best UK Small Business Accounting Software 2026 | FSL Accountancy

Best UK Small Business Accounting Software: A 2026 Guide Choosing accounting software used to be optional. In 2026, with Making Tax Digital reshaping how businesses report to HMRC, it is fast becoming essential. The good news is that today’s cloud platforms are powerful, affordable and genuinely capable of saving you hours every month — provided…

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Reclaiming VAT on Expenses Before VAT Registration

Reclaiming VAT on Expenses Before You Registered: How Far Back Can You Go? When your business crosses the VAT threshold or registers voluntarily, you do not lose the VAT you paid on purchases in the run-up to registration. HMRC allows you to recover certain pre-registration VAT on your very first return, provided you meet the…

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People with Significant Control (PSC) Explained

What is People with Significant Control (PSC) A complete guide for UK company directors — who qualifies as a PSC, what information must be filed, and the important new identity verification rules introduced in November 2025. If you run a UK limited company, limited liability partnership (LLP), or eligible Scottish partnership, you have a legal…

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